{"id":504,"date":"2017-02-02T18:32:44","date_gmt":"2017-02-02T18:32:44","guid":{"rendered":"http:\/\/library19.providence.edu\/fhertr\/?p=504"},"modified":"2017-02-02T18:32:44","modified_gmt":"2017-02-02T18:32:44","slug":"students-futures-as-investments-the-promise-and-challenges-of-income-share-agreements-aei-series-on-private-financing-in-higher-education","status":"publish","type":"post","link":"https:\/\/library.providence.edu\/fhertr\/2017\/02\/02\/students-futures-as-investments-the-promise-and-challenges-of-income-share-agreements-aei-series-on-private-financing-in-higher-education\/","title":{"rendered":"Students&#8217; Futures as Investments: The Promise and Challenges of Income-Share Agreements. AEI Series on Private Financing in Higher Education"},"content":{"rendered":"<div data-canvas-width=\"149.08666666666664\">Income-share agreements (ISAs) are an emerging idea for helping students pay for college. Under an ISA, investors provide upfront sums of money toward students\u2019 college tuition and other associated costs in exchange for a fixed percentage of the recipients\u2019 earnings after graduation.<\/div>\n<div data-canvas-width=\"378.3743333333333\">An ISA can take different forms. Some are philanthropic, meaning that successive groups of students receive disbursements from\u2014and pay back into\u2014a revolving pool of money. Under another type of ISA,<\/div>\n<div data-canvas-width=\"132.1686666666667\">private investors expect returns from their investments in students\u2019 educations, gambling that students\u2019 postgraduate incomes will generally be high enough to turn a profit. In yet another incarnation, higher education institutions use funds such as university endowments to finance students\u2019 educations, in exchange for a return that at minimum covers the fund\u2019s operating costs. Purdue University plans to employ this model, making it the biggest player in the United States to try the ISA idea so far.<\/div>\n<p>http:\/\/files.eric.ed.gov\/fulltext\/ED565288.pdf<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Income-share agreements (ISAs) are an emerging idea for helping students pay for college. Under an ISA, investors provide upfront sums of money toward students\u2019 college tuition and other associated costs in exchange for a fixed percentage of the recipients\u2019 earnings after graduation. An ISA can take different forms. Some are philanthropic, meaning that successive groups &#8230; <a title=\"Students&#8217; Futures as Investments: The Promise and Challenges of Income-Share Agreements. AEI Series on Private Financing in Higher Education\" class=\"read-more\" href=\"https:\/\/library.providence.edu\/fhertr\/2017\/02\/02\/students-futures-as-investments-the-promise-and-challenges-of-income-share-agreements-aei-series-on-private-financing-in-higher-education\/\" aria-label=\"Read more about Students&#8217; Futures as Investments: The Promise and Challenges of Income-Share Agreements. AEI Series on Private Financing in Higher Education\">Read more<\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[19,24],"class_list":["post-504","post","type-post","status-publish","format-standard","hentry","category-economics","tag-financial_aid","tag-income-share-agreements"],"_links":{"self":[{"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/posts\/504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/comments?post=504"}],"version-history":[{"count":0,"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/posts\/504\/revisions"}],"wp:attachment":[{"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/media?parent=504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/categories?post=504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/library.providence.edu\/fhertr\/wp-json\/wp\/v2\/tags?post=504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}